Cribb, Jonathan Charles; (2020) Essays in public and labour economics. Doctoral thesis (Ph.D), UCL (University College London).

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Abstract

This thesis contains five papers in public and labour economics, exploring how individuals and families respond to, and are affected by, public policies that form key parts of the pension and tax and benefit systems. The first paper examines how women change their retirement behaviour in response to an increase in the age at which they can first draw a state pension (the “state pension age”). Exploiting the policy-driven increase in employment that is studied in the first paper, the second paper examines the effect of women being in paid work in their early 60s on two measures of health: cognitive function and physical disability. The third paper examines how individuals saving for retirement can be affected by their employers automatically enrolling them in employer-provided pensions, as employers are now obliged to do in the UK. The fourth paper seeks to understand better how automatic enrolment drives higher pension saving by examining its effects on the employees of small employers. Finally, the final paper in this thesis examines how individuals are insured against the reduction in employment and earnings that results from entering the labour market during a recession.

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