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Labour market participation and mortgage-related borrowing constraints

Bottazzi, R.; (2004) Labour market participation and mortgage-related borrowing constraints. (IFS Working Papers W04/09). Institute for Fiscal Studies: London, UK. Green open access

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Abstract

This paper analyses the relationship between female labour market participation and mortgage commitments in a life-cycle set up. In particular, it examines whether a mortgage qualification constraint has any effect on female labour market participation. This is done by conditioning on the mortgage decision in a labour market participation equation for married women. Endogeneity of the mortgage variable is tested using house price data. Panel data from the British Household Panel Study is used in order to control for unobserved heterogeneity in participation.

Type: Working / discussion paper
Title: Labour market participation and mortgage-related borrowing constraints
Open access status: An open access version is available from UCL Discovery
Publisher version: http://www.ifs.org.uk/publications/browse/type/wp
Language: English
Keywords: JEL classification: J40, D91. Mortgages, labour market participation, women
UCL classification: UCL > Provost and Vice Provost Offices > UCL SLASH > Faculty of S&HS > Dept of Economics
URI: https://discovery.ucl.ac.uk/id/eprint/2896
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