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Health, Health Insurance and Retirement: A Survey

French, E; Jones, JB; (2017) Health, Health Insurance and Retirement: A Survey. Annual Review of Economics , 9 pp. 383-409. 10.1146/annurev-economics-063016-103616. Green open access

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Abstract

The degree to which retirement decisions are driven by health is a key concern for both academics and policymakers. In this paper we survey the economic literature on the health-retirement link in developed countries. We describe the mechanisms through which health affects labor supply, and discuss how they interact with public pensions and public health insurance. The historical evidence suggests that health is not the primary source of variation in retirement across countries and over time. Furthermore, declining health with age can only explain a small share of the decline in employment near retirement age. Health considerations nonetheless play an important role, especially in explaining cross-sectional variation in employment and other outcomes within countries. We review the mechanisms through which health affects retirement and discuss recent empirical analyses.

Type: Article
Title: Health, Health Insurance and Retirement: A Survey
Open access status: An open access version is available from UCL Discovery
DOI: 10.1146/annurev-economics-063016-103616
Publisher version: https://doi.org/10.1146/annurev-economics-063016-1...
Language: English
Additional information: Copyright © 2017, Annual Reviews. This is a preprint of a forthcoming article accepted for publication in the Annual Review of Economics.
Keywords: Disability; Elderly; Health; Retirement; Social Security
UCL classification: UCL
UCL > Provost and Vice Provost Offices > UCL SLASH
UCL > Provost and Vice Provost Offices > UCL SLASH > Faculty of S&HS
UCL > Provost and Vice Provost Offices > UCL SLASH > Faculty of S&HS > Dept of Economics
URI: https://discovery.ucl.ac.uk/id/eprint/1540016
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