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Financial inclusion for people with disability: a scoping review

Puli, Louise; Layton, Natasha; Bell, Diane; Shahriar, Abu Zafar; (2024) Financial inclusion for people with disability: a scoping review. Global Health Action , 17 (1) , Article 2342634. 10.1080/16549716.2024.2342634. Green open access

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Abstract

Background: Financial exclusion is a human rights issue affecting health equity. Evidence demonstrates that financial exclusion is exacerbated for people with disability and those in low- to middle-income countries (LMIC). Barriers to financial access include limited demand for services, banking inadequacies in catering to people with disability, and insufficiently accessible information technologies (ICT) and infrastructure. / Objectives: This scoping review sought to identify barriers to and facilitators of financial inclusion for people with disability in LMIC. As a secondary objective, the study explored the potential of financial education and ICT utilisation as viable strategies for enhancing financial inclusion. / Methods: This review utilised the Arksey and O’Malley framework and PRISMA Checklist for systematic literature examination and data extraction. The WHO’s Environmental Factors guided the analysis to propose potential interventions and to generate recommendations. / Results: The review analysed 26 publications from various global regions and fields including finance, business, technology, health and disability policy. It identified consistent financial inclusion barriers for people with disability, resulting in a set of global recommendations across attitudes, environment, technology, services, and policy. / Conclusions: Recommendations include using ICT, digital innovation and multi-stakeholder collaboration to address the financial barriers experienced by people with disability. These efforts, rooted in social justice, aim to include people with disability in LMIC as valued financial sector participants, promoting health and equity.

Type: Article
Title: Financial inclusion for people with disability: a scoping review
Location: United States
Open access status: An open access version is available from UCL Discovery
DOI: 10.1080/16549716.2024.2342634
Publisher version: https://doi.org/10.1080/16549716.2024.2342634
Language: English
Additional information: Copyright © 2024 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Keywords: Financial inclusion, ICT, disability, banking, assistive technology, training, exclusion
UCL classification: UCL
UCL > Provost and Vice Provost Offices > UCL BEAMS
UCL > Provost and Vice Provost Offices > UCL BEAMS > Faculty of Engineering Science
UCL > Provost and Vice Provost Offices > UCL BEAMS > Faculty of Engineering Science > Dept of Computer Science
URI: https://discovery.ucl.ac.uk/id/eprint/10194301
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