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The promise of financial inclusion: finance as future in Palestine

Harker, C; (2021) The promise of financial inclusion: finance as future in Palestine. Geografiska Annaler: Series B, Human Geography 10.1080/04353684.2021.1931398. (In press). Green open access

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Abstract

Existing conceptualisations of financial inclusion must account for the promise of a better future that is an integral part of such processes. This argument is drawn from an analysis of elite-led financial inclusion processes in the Occupied Palestinian Territories. Financial inclusion names processes through which poorer people become enfolded in financial technologies, practices and markets. Such processes circulate globally, taking on different forms in different contexts. In the Palestinian context, financial inclusion must be understood in relation to ongoing Israeli settler-colonialism. In this context, elite-led financial inclusion processes only make sense if understood as acts through which institutions promise particular futures. The promises of financial inclusion supersede a number of other promises, particularly those tied to the Oslo Accords. Part of the power of the promissory stems from the fact that the institutions making them cannot be held accountable in the present for what is promised in the future. This paper stresses the importance of promissory not in relation to its future realisation, but rather as an illocutionary act that makes certain things possible in the present. In the Occupied Palestinian Territories, this is the endurance of financial institutions outside a statehood framing.

Type: Article
Title: The promise of financial inclusion: finance as future in Palestine
Open access status: An open access version is available from UCL Discovery
DOI: 10.1080/04353684.2021.1931398
Publisher version: http://dx.doi.org/10.1080/04353684.2021.1931398
Language: English
Additional information: © 2021 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial-NoDerivatives License (http://creativecommons.org/licenses/by-nc-nd/4.0/), which permits non-commercial re-use, distribution, and reproduction in any medium, provided the original work is properly cited, and is not altered, transformed, or built upon in any way.
Keywords: Financial inclusion; Palestine; future; promise; global assemblage; colonialism
UCL classification: UCL
UCL > Provost and Vice Provost Offices > UCL BEAMS
UCL > Provost and Vice Provost Offices > UCL BEAMS > Faculty of the Built Environment
UCL > Provost and Vice Provost Offices > UCL BEAMS > Faculty of the Built Environment > UCL Institute for Global Prosperity
URI: https://discovery.ucl.ac.uk/id/eprint/10128193
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