eprintid: 1475026 rev_number: 22 eprint_status: archive userid: 608 dir: disk0/01/47/50/26 datestamp: 2016-02-29 16:40:49 lastmod: 2021-10-16 22:08:21 status_changed: 2016-02-29 16:40:49 type: article metadata_visibility: show creators_name: Iori, G creators_name: Politi, M creators_name: Germano, G creators_name: Gabbi, G title: Banks' strategies and cost of money: Effects of the financial crisis on the European electronic overnight interbank market ispublished: pub divisions: UCL divisions: B04 divisions: C05 divisions: F48 keywords: overnight interbank market, subprime crisis, cost of money, e-MID note: Copyright © Società editrice il Mulino 2015. abstract: We present an empirical analysis of the European electronic interbank market of overnight lending e-MID during the years 1999-2009. After introducing the market mechanism, we consider the activity, defined as the number of trades per day; the spreads, defined as the difference between the rate of a transaction and the key rates of the European Central Bank; the lending conditions, defined as the difference between the costs of a lent and a borrowed Euro; the bank strategies, defined through different variants of the cumulative volume functions; etc. Among other facts, it emerges that the lending conditions differ from bank to bank, and that the bank strategies are not strongly associated either to the present, past or future spreads. Moreover, we show the presence of a bid-ask spread-like effect and its behavior during the crisis. date: 2015-07 date_type: published publisher: Il Mulino official_url: http://dx.doi.org/10.12831/82212 oa_status: green full_text_type: pub language: eng primo: open primo_central: open_green article_type_text: Article verified: verified_manual elements_id: 1112934 doi: 10.12831/82212 lyricists_name: Germano, Guido lyricists_id: GGERM33 actors_name: Germano, Guido actors_id: GGERM33 actors_role: owner full_text_status: public publication: Journal of Financial Management, Markets and Institutions volume: 2015 number: 2 pagerange: 179-202 pages: 24 event_location: Italy issn: 2282-717X citation: Iori, G; Politi, M; Germano, G; Gabbi, G; (2015) Banks' strategies and cost of money: Effects of the financial crisis on the European electronic overnight interbank market. Journal of Financial Management, Markets and Institutions , 2015 (2) pp. 179-202. 10.12831/82212 <https://doi.org/10.12831/82212>. Green open access document_url: https://discovery.ucl.ac.uk/id/eprint/1475026/1/JFMI_3_179_2015.pdf