%A Bruce Chapman %A Lorraine Dearden %T Submission to the US Government on Planned Reforms to Income-Driven Student Loans %D 2023 %I US Government Department of Education %L discovery10166800 %X A first and key point is that the US government’s clear current moves towards the amendment and extension of the current IDL is a very positive indication that important solutions to the major problems are seen to be able to be addressed with a proper functioning ICL. Our view, emphasised in specific ways below, is highly supportive of this position and we believe that the vast majority of the difficulties with the US system lies in the fact that student loans have generally been collected in the wrong way, a critical issue now explained. %C www.regulations.gov %O This version is the version of record. For information on re-use, please refer to the publisher’s terms and conditions.