Attanasio, O;    Augsburg, B;    De Haas, R;      (2019)    Microcredit Contracts, Risk Diversification and Loan Take-Up.                   Journal of the European Economic Association , 17  (6)   pp. 1797-1842.    10.1093/jeea/jvy032 <https://doi.org/10.1093/jeea%2Fjvy032>.       Green open access